When our Greyhound, Roger, broke his leg, we had to pay $1,000 vet charges and an additional $500 on ambulance charges. Not knowing that travel expenses were not being covered by our insurance policy, we applied for both. Though we did not get the ambulance charges we were happy to receive a prompt discount on post-operative medications. We are most happy to find that Roger is back on his feet. My point is that many times you might be disappointed on what your insurance is not covering. So, it is always good to be thorough with the terms of your policy. In any case, choose the one that suits your pocket in the long run! veterinary pet insurance.