I’ve been banking at Wells Fargo for years, but I’m fed up with the lousy rates they pay for their deposit accounts. I’ve decided to look into online banking instead. There are much better deals to be had there, I mean after all, it’s my money, and I’m lending it to them. They should pay for the privilege. And why should I have to pay fees to them? It’s not like I get to charge them fees when I borrow money from them. Specifically, WaMu Online Personal Checking is a great deal. They pay good rates, and don’t charge all of those hidden fees that the big boys are always hitting you with. Who cares if the big banks have more ATMs when they will refund your ATM fees from any other Bank? Now I can use any ATM in town. You might want to look into the benefits of online banking yourself.