I wonder
if the benefits of my 401k would be better off if I incoporated a business in Ohio for my random money-making ideas because then I would be able to open a sep ira for myself through the business. The benefits of this is that I could be in charge of where the money is invested to a much greater degree than my employee-sponsored 401k plan which only has Vanguard as a managment option. Don’t get me wrong, I like Vanguard, and they have the industry’s lowest fees, but they only offer stocks and bonds. What if I want to ride out the current economic situation in a safer avenue like ING direct or cds?
