Understanding SGLI coverage
Members with full-time SGLI coverage are eligible for VGLI upon release from service, where To obtain VGLI, an eligible member must submit an application to the Office of Servicemembers Group Life Insurance with the required premium during the 4 months following separation. Coverage is available for spouses and dependent children are automatically insured for $10,000. When released from active duty or reserve duty, members with full-time SGLI coverage must convert their coverage to Veterans Group Life Insurance or to an individual commercial life insurance.
