Archive for the 'Finance :: Wealth-Building' Category

Thinking About SEP IRA Plans

Just started a new job that uses
SEP IRA Plans instead of a 401k plan. Looks like I have some research to do, now, as I haven’t the slightest idea how SEP IRAs work.
I’ve been researching Sep Retirement on the Internet this afternoon - found some decent beginner information. There’s still a lot to learn, though.
I’m hoping I’ll be able to set things up once and be done with it. Use dollar-cost averaging to smooth things out over time.

My Personal Experience With International Bank Accounts

I’ve decided to get out of the Dollar as completely as I possibly can. I’ve been checking into
International Bank Accounts for options on doing just that.
From what I have read about International Bank Account options, there is good potential there to protect myself from a collapse in our currency.
The worst case is that the dollar recovers, and my other holdings bounce back.
Let me know what you think about all this.

Thinking About International Banking Services

I’m checking into
International Banking services online today. I think it’s past time to consider the options for getting out of the Dollar.
In particular, I need to know more about International Bank Transfer services if I’m going to protect my wealth from the Fed’s thievery.
The worst case is that the dollar recovers, and my other holdings bounce back.
More on this soon.

Online Checking Accounts

I’ve been looking into High Yield Online Savings lately. I’ve had enough of big local banks. Lousy rates and high fees - why stick with them? It’s time for a change, so I’m going to try something new. Sometimes you have to remind yourself that you are lending your money to the bank with these accounts, and they ought to be paying you. It’s not like you get to charge the bank fees when they loan you money, after all. I personally like ING Direct. I’ve been with them for a couple of years now, and have no complaints. I’ve saved a lot of money as well. Who cares if the big banks have more ATMs when they will refund your ATM fees from any other Bank? Now I can use any ATM in town. If you’re not earning a good return, you might want to check them out as well.

How Long Does It Take?

A very common question is ‘How long does it take to make a structured settlement sale and get my money?’ Circumstances vary so no one can give you an exact time frame. However, most brokers offer a very fast turn-around time: as fast as the capabilities of their office permit. Structured settlement loans are an option in the meantime. It is important to point out that much of the process depends on local laws as well as the willingness of the seller’s insurance company to cooperate in the sale. Legal hassles or foot-dragging on the part of the insurance company may slow the sale, but most setbacks in a sale are typical, and are normally overcome by the buyer. Once the selling process is started, it is typically completed within 4 - 16 weeks, with most people receiving their money within eight.

Online Bank Accounts

I’ve been looking into online banks lately. I’ve had enough of big local banks. Lousy rates and high fees - why stick with them? It’s time for a change, so I’m going to try something new. Sometimes you have to remind yourself that you are lending your money to the bank with these accounts, and they ought to be paying you. It’s not like you get to charge the bank fees when they loan you money, after all. I’ve been checking out Irwin Union Online Banking. They’re a pretty good deal. Low fees, good rates, good access. And I can use any bank’s ATM. I know some people have issues with not being able to meet their bankers in person, but honestly I don’t really care about that. In fact, I think most people would be better off switching to an online bank.

Online Savings Accounts

I’ve been banking at Wells Fargo for years, but I’m fed up with the lousy rates they pay for their deposit accounts. I’ve decided to look into online banking instead. There are much better deals to be had there, I mean after all, it’s my money, and I’m lending it to them. They should pay for the privilege. And why should I have to pay fees to them? It’s not like I get to charge them fees when I borrow money from them. Specifically, WaMu Online Personal Checking is a great deal. They pay good rates, and don’t charge all of those hidden fees that the big boys are always hitting you with. Who cares if the big banks have more ATMs when they will refund your ATM fees from any other Bank? Now I can use any ATM in town. You might want to look into the benefits of online banking yourself.

Film Budgeting Software

I’ve been checking out film budget software as an interesting item to compare against my normal personal and business budgeting software. I wanted to get an idea of how they manage to do all that creative accounting, after all.

Nevada Asset Protection Trust

Nevada Asset Protection Trust can provide protection of ypur valued assets from your personal creditors. However there are multiple benefits that you can derive from the Nevada trust. You can maintain custody and control of your assets and you are rightfully entitled to all the benefits of your own assets. you can also protect any amount, value and type of asset from your personal creditor. It is important to know that assets are kept within the US and are not subjected to any kind of overseas risks or tax reporting problems.

International Banking Services From Citibank

Citibank N. A. provides international banking services to people in different countries. The main features of international banking services on offer from Citibank include the ability to access your money from any part of the world. You get an offshore checking account which can be strategically managed to get the maximum possible tax benefits. The next feature that is included by international banks like Citibank is the ability to have multi currency account. 13 major currencies are allowed.