Our daughter has been living at home with us while she attend classes at the university.  She works a part time job near the university but still manages to get excellent grades.  She recently decided to move into an apartment with a friend of hers that is located near the university.  We are a little worried about the area where the apartment is located, but are staying out of it.  We have always taught her to make her own decisions and we are trying to be supportive.  We did convince her to let us pay for enters insurance for her.  I was able to go online and find free renter insurance quotes that allowed us to quickly decide on the right coverage.